Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 Fundamental Analysis (NASDAQ: ABLLL)
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 Fundamental Analysis (NASDAQ: ABLLL)
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 (NASDAQ: ABLLL) shows weak financial fundamentals with a PE ratio of 88.69, profit margin of 10.55%, and ROE of 8.81%. The company generates $0.3B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 26.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ABLLL's fundamental strength across five key dimensions:
Efficiency Score
WeakABLLL struggles to generate sufficient returns from assets.
Valuation Score
ModerateABLLL shows balanced valuation metrics.
Growth Score
ModerateABLLL shows steady but slowing expansion.
Financial Health Score
WeakABLLL carries high financial risk with limited liquidity.
Profitability Score
WeakABLLL struggles to sustain strong margins.
Key Financial Metrics
Is ABLLL Expensive or Cheap?
P/E Ratio
ABLLL trades at 88.69 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, ABLLL's PEG of 0.08 indicates potential undervaluation.
Price to Book
The market values Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 at 494.56 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 38.89 times EBITDA. This signals the market has high growth expectations.
How Well Does ABLLL Make Money?
Net Profit Margin
For every $100 in sales, Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 keeps $10.55 as profit after all expenses.
Operating Margin
Core operations generate 31.81 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.81 in profit for every $100 of shareholder equity.
ROA
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 generates $3.25 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 generates strong operating cash flow of $70.20M, reflecting robust business health.
Free Cash Flow
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 generates strong free cash flow of $68.02M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.70 in free cash annually.
FCF Yield
ABLLL converts 2.68% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
88.69
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.08
vs 25 benchmark
P/B Ratio
Price to book value ratio
494.56
vs 25 benchmark
P/S Ratio
Price to sales ratio
9.36
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
10.70
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.70
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.03
vs 25 benchmark
ROCE
Return on capital employed
0.11
vs 25 benchmark
How ABLLL Stacks Against Its Sector Peers
| Metric | ABLLL Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 88.69 | 21.10 | Worse (Expensive) |
| ROE | 8.81% | 652.00% | Weak |
| Net Margin | 10.55% | -1585.00% (disorted) | Strong |
| Debt/Equity | 10.70 | 0.91 | Weak (High Leverage) |
| Current Ratio | 0.70 | 910.69 | Weak Liquidity |
| ROA | 3.25% | -574.00% (disorted) | Weak |
ABLLL outperforms its industry in 1 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical