EverQuote, Inc. Fundamental Analysis (NASDAQ: EVER)
EverQuote, Inc. Fundamental Analysis (NASDAQ: EVER)
EverQuote, Inc. (NASDAQ: EVER) shows strong financial fundamentals with a PE ratio of 7.81, profit margin of 15.16%, and ROE of 50.29%. The company generates $0.7B in annual revenue with strong year-over-year growth of 38.45%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 85.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze EVER's fundamental strength across five key dimensions:
Efficiency Score
ExcellentEVER demonstrates superior asset utilization.
Valuation Score
ExcellentEVER trades at attractive valuation levels.
Growth Score
ModerateEVER shows steady but slowing expansion.
Financial Health Score
ExcellentEVER maintains a strong and stable balance sheet.
Profitability Score
ExcellentEVER achieves industry-leading margins.
Key Financial Metrics
Is EVER Expensive or Cheap?
P/E Ratio
EVER trades at 7.81 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, EVER's PEG of 0.05 indicates potential undervaluation.
Price to Book
The market values EverQuote, Inc. at 3.44 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 11.79 times EBITDA. This signals the market has high growth expectations.
How Well Does EVER Make Money?
Net Profit Margin
For every $100 in sales, EverQuote, Inc. keeps $15.16 as profit after all expenses.
Operating Margin
Core operations generate 11.00 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $50.29 in profit for every $100 of shareholder equity.
ROA
EverQuote, Inc. generates $33.57 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
EverQuote, Inc. produces operating cash flow of $100.41M, showing steady but balanced cash generation.
Free Cash Flow
EverQuote, Inc. generates strong free cash flow of $94.92M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.69 in free cash annually.
FCF Yield
EVER converts 10.88% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
7.81
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.05
vs 25 benchmark
P/B Ratio
Price to book value ratio
3.44
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.16
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.008
vs 25 benchmark
Current Ratio
Current assets to current liabilities
3.33
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.50
vs 25 benchmark
ROA
Return on assets percentage
0.34
vs 25 benchmark
ROCE
Return on capital employed
0.32
vs 25 benchmark
How EVER Stacks Against Its Sector Peers
| Metric | EVER Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 7.81 | 19.70 | Better (Cheaper) |
| ROE | 50.29% | 561.00% | Weak |
| Net Margin | 15.16% | 484.00% | Weak |
| Debt/Equity | 0.01 | 0.83 | Strong (Low Leverage) |
| Current Ratio | 3.33 | 1.91 | Strong Liquidity |
| ROA | 33.57% | -20.00% (disorted) | Strong |
EVER outperforms its industry in 4 out of 6 key metrics, particularly excelling in ROA, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews EverQuote, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
50.94%
Industry Style: Growth, Technology, Streaming
High GrowthEPS CAGR
770.39%
Industry Style: Growth, Technology, Streaming
High GrowthFCF CAGR
576.09%
Industry Style: Growth, Technology, Streaming
High Growth