F&G Annuities & Life, Inc. 7.30 Fundamental Analysis (NYSE: FGSN)
F&G Annuities & Life, Inc. 7.30 Fundamental Analysis (NYSE: FGSN)
F&G Annuities & Life, Inc. 7.30 (NYSE: FGSN) shows moderate financial fundamentals with a PE ratio of 2.94, profit margin of 18.90%, and ROE of 22.58%. The company generates $0.6B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 92.6/100 based on profitability, valuation, growth, and balance sheet metrics. The A grade reflects excellent fundamentals and strong overall stability.
Fundamental Health Score
We analyze FGSN's fundamental strength across five key dimensions:
Efficiency Score
WeakFGSN struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFGSN trades at attractive valuation levels.
Growth Score
WeakFGSN faces weak or negative growth trends.
Financial Health Score
ExcellentFGSN maintains a strong and stable balance sheet.
Profitability Score
ExcellentFGSN achieves industry-leading margins.
Key Financial Metrics
Is FGSN Expensive or Cheap?
P/E Ratio
FGSN trades at 2.94 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FGSN's PEG of 0.02 indicates potential undervaluation.
Price to Book
The market values F&G Annuities & Life, Inc. 7.30 at 0.68 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 1.08 times EBITDA. This is generally considered low.
How Well Does FGSN Make Money?
Net Profit Margin
For every $100 in sales, F&G Annuities & Life, Inc. 7.30 keeps $18.90 as profit after all expenses.
Operating Margin
Core operations generate 24.09 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $22.58 in profit for every $100 of shareholder equity.
ROA
F&G Annuities & Life, Inc. 7.30 generates $1.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
F&G Annuities & Life, Inc. 7.30 generates strong operating cash flow of $551.63M, reflecting robust business health.
Free Cash Flow
F&G Annuities & Life, Inc. 7.30 generates strong free cash flow of $550.47M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $36.70 in free cash annually.
FCF Yield
FGSN converts 1.55% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
2.94
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.68
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.56
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.51
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.51
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.23
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How FGSN Stacks Against Its Sector Peers
| Metric | FGSN Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 2.94 | 20.26 | Better (Cheaper) |
| ROE | 22.58% | 612.00% | Weak |
| Net Margin | 18.90% | 263.00% | Weak |
| Debt/Equity | 0.51 | 0.83 | Strong (Low Leverage) |
| Current Ratio | 2.51 | 806.54 | Strong Liquidity |
| ROA | 1.00% | -27.00% (disorted) | Weak |
FGSN outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews F&G Annuities & Life, Inc. 7.30's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical