Forbright, Inc. Class A Common Stock Fundamental Analysis (NASDAQ: FRBT)
Forbright, Inc. Class A Common Stock Fundamental Analysis (NASDAQ: FRBT)
Forbright, Inc. Class A Common Stock (NASDAQ: FRBT) shows weak financial fundamentals with a PE ratio of 49.26, profit margin of 5.42%, and ROE of 1.75%. The company generates $0.4B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 30.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FRBT's fundamental strength across five key dimensions:
Efficiency Score
WeakFRBT struggles to generate sufficient returns from assets.
Valuation Score
ModerateFRBT shows balanced valuation metrics.
Growth Score
ModerateFRBT shows steady but slowing expansion.
Financial Health Score
ModerateFRBT shows balanced financial health with some risks.
Profitability Score
ModerateFRBT maintains healthy but balanced margins.
Key Financial Metrics
Is FRBT Expensive or Cheap?
P/E Ratio
FRBT trades at 49.26 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, FRBT's PEG of 0.49 indicates potential undervaluation.
Price to Book
The market values Forbright, Inc. Class A Common Stock at 0.83 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 29.52 times EBITDA. This signals the market has high growth expectations.
How Well Does FRBT Make Money?
Net Profit Margin
For every $100 in sales, Forbright, Inc. Class A Common Stock keeps $5.42 as profit after all expenses.
Operating Margin
Core operations generate 9.13 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.75 in profit for every $100 of shareholder equity.
ROA
Forbright, Inc. Class A Common Stock generates $0.19 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Forbright, Inc. Class A Common Stock generates limited operating cash flow of $159.17K, signaling weaker underlying cash strength.
Free Cash Flow
Forbright, Inc. Class A Common Stock generates weak or negative free cash flow of $159.17K, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
FRBT converts 0.01% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
49.26
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.49
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.83
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.34
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.16
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.003
vs 25 benchmark
How FRBT Stacks Against Its Sector Peers
| Metric | FRBT Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 49.26 | 21.10 | Worse (Expensive) |
| ROE | 1.75% | 652.00% | Weak |
| Net Margin | 5.42% | -1596.00% (disorted) | Weak |
| Debt/Equity | 0.16 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 910.69 | Weak Liquidity |
| ROA | 0.19% | 4471297.00% | Weak |
FRBT outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Forbright, Inc. Class A Common Stock's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical