Lument Finance Trust, Inc. Fundamental Analysis
Lument Finance Trust, Inc. (LFT-PA) shows weak financial fundamentals with a PE ratio of -25.99, profit margin of -2.69%, and ROE of -0.90%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -3.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze LFT-PA's fundamental strength across five key dimensions:
Efficiency Score
WeakLFT-PA struggles to generate sufficient returns from assets.
Valuation Score
ExcellentLFT-PA trades at attractive valuation levels.
Growth Score
ModerateLFT-PA shows steady but slowing expansion.
Financial Health Score
WeakLFT-PA carries high financial risk with limited liquidity.
Profitability Score
WeakLFT-PA struggles to sustain strong margins.
Key Financial Metrics
Is LFT-PA Expensive or Cheap?
P/E Ratio
LFT-PA trades at -25.99 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, LFT-PA's PEG of 0.15 indicates potential undervaluation.
Price to Book
The market values Lument Finance Trust, Inc. at 0.24 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -32.53 times EBITDA. This is generally considered low.
How Well Does LFT-PA Make Money?
Net Profit Margin
For every $100 in sales, Lument Finance Trust, Inc. keeps $-2.69 as profit after all expenses.
Operating Margin
Core operations generate 39.16 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-0.90 in profit for every $100 of shareholder equity.
ROA
Lument Finance Trust, Inc. generates $-0.17 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Lument Finance Trust, Inc. produces operating cash flow of $983.18K, showing steady but balanced cash generation.
Free Cash Flow
Lument Finance Trust, Inc. generates strong free cash flow of $983.18K, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.18 in free cash annually.
FCF Yield
LFT-PA converts 18.26% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-25.99
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.15
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.24
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.70
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
4.53
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.01
vs 25 benchmark
ROA
Return on assets percentage
-0.00
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How LFT-PA Stacks Against Its Sector Peers
| Metric | LFT-PA Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -25.99 | 28.56 | Better (Cheaper) |
| ROE | -0.90% | 645.00% | Weak |
| Net Margin | -2.69% | 1744.00% | Weak |
| Debt/Equity | 4.53 | -36.79 (disorted) | Distorted |
| Current Ratio | 0.00 | 27.44 | Weak Liquidity |
| ROA | -0.17% | 206.00% | Weak |
LFT-PA outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Lument Finance Trust, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Income, Inflation Hedge, REIT
EPS CAGR
N/A
Industry Style: Income, Inflation Hedge, REIT
FCF CAGR
N/A
Industry Style: Income, Inflation Hedge, REIT