PennyMac Mortgage Investment Tr Fundamental Analysis (NYSE: PMTV)
PennyMac Mortgage Investment Tr Fundamental Analysis (NYSE: PMTV)
PennyMac Mortgage Investment Tr (NYSE: PMTV) shows weak financial fundamentals with a PE ratio of 15.70, profit margin of 5.27%, and ROE of 4.49%. The company generates $0.4B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -236.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze PMTV's fundamental strength across five key dimensions:
Efficiency Score
WeakPMTV struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPMTV trades at attractive valuation levels.
Growth Score
WeakPMTV faces weak or negative growth trends.
Financial Health Score
WeakPMTV carries high financial risk with limited liquidity.
Profitability Score
WeakPMTV struggles to sustain strong margins.
Key Financial Metrics
Is PMTV Expensive or Cheap?
P/E Ratio
PMTV trades at 15.70 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, PMTV's PEG of -0.33 indicates potential undervaluation.
Price to Book
The market values PennyMac Mortgage Investment Tr at 0.37 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -18.77 times EBITDA. This is generally considered low.
How Well Does PMTV Make Money?
Net Profit Margin
For every $100 in sales, PennyMac Mortgage Investment Tr keeps $5.27 as profit after all expenses.
Operating Margin
Core operations generate 89.94 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.49 in profit for every $100 of shareholder equity.
ROA
PennyMac Mortgage Investment Tr generates $0.31 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
PennyMac Mortgage Investment Tr generates limited operating cash flow of $-2.96B, signaling weaker underlying cash strength.
Free Cash Flow
PennyMac Mortgage Investment Tr generates weak or negative free cash flow of $-2.96B, restricting financial flexibility.
FCF Per Share
Each share generates $-132.11 in free cash annually.
FCF Yield
PMTV converts -17.60% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.70
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.33
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.37
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.42
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
13.86
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.04
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.003
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How PMTV Stacks Against Its Sector Peers
| Metric | PMTV Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.70 | 25.26 | Better (Cheaper) |
| ROE | 4.49% | 722.00% | Weak |
| Net Margin | 5.27% | 2077.00% | Weak |
| Debt/Equity | 13.86 | -37.25 (disorted) | Distorted |
| Current Ratio | 0.04 | 91.70 | Weak Liquidity |
| ROA | 0.31% | 270.00% | Weak |
PMTV outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews PennyMac Mortgage Investment Tr's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Income, Inflation Hedge, REIT
EPS CAGR
N/A
Industry Style: Income, Inflation Hedge, REIT
FCF CAGR
N/A
Industry Style: Income, Inflation Hedge, REIT